The Putnam International Growth Fund is a registered investment company (mutual fund). This fund is invested in a diversified portfolio of stocks of companies located outside the United States. The fund involves currency risks and political and economic stability risks which are not present with domestic investments.

The Voyager Fund is a registered investment company (mutual fund). This fund is invested in a diversified portfolio of common stocks. The fund aggressively seeks capital appreciation.

The Vista Fund is a registered investment company (mutual fund). The fund consists of a diversified portfolio of common stocks. Stocks are selected for above average growth potential. The fund focuses on securities issued by midsize companies.

The Putnam Asset Allocation - Growth Portfolio is a fund for relatively aggressive investors who are willing to accept greater risk in exchange for higher growth. Foreign securities may be acquired.

The fund seeks to make your investment grow and provide you with income over time by investing primarily in common stocks that offer growth and dividend potential.

The George Putnam Fund of Boston is a registered investment company (mutual fund). It consists of a diversified portfolio balanced between stocks and bonds. Stocks of larger, well established companies are favored. Foreign securities may be acquired. Both high rated bonds and bonds which are not investment grade (junk bonds) may be held.

The Total Return Bond fund seeks to maximize long-term total return.

The Investment Contract Fund is a professionally managed pool of investment contracts issued by insurance companies, banks, and other financial institutions. The fund may also hold fixed income securities. The primary goal of the fund is preservation of principal. To be eligible for purchase, a contract must be rated at least AA - by one major rating agency. There is a limit on the amount of the fund that can be invested in any one contract issuer.

The fund will invest primarily in the securities that constitute the Index, either directly or through the purchase of shares of collective investment trusts having investment objectives similar to that of the fund. The Index is abroad market-weighted composite of 500 selected common stocks, most of which are listed on the New York Stock Exchange.

Except as set forth below, the fund attempts to be fully invested at all times in the stocks that compose the Index, either directly or through collective investment trusts. However, it is not anticipated that the fund's portfolio will duplicate the Index exactly. To maintain adequate liquidity, the fund may invest a small portion of its assets in high-quality money market instruments and in money market funds that invest exclusively in high-quality money market instruments. To manage transaction costs and minimize tracking errors between the fund and the Index, the fund may invest in exchange-traded stock index futures contracts.

The fund will invest primarily in a sample of fixed- income securities drawn from the Index that, in aggregate, is expected to perform similarly to the Indexas a whole. It is anticipated that this sampling technique will enable the fund to track the interest income and price movements of the Index. However, it is not anticipated that the fund will duplicate the returns of the Index exactly.

You specifically direct the investment of before-tax savings, after-tax savings, and Company match.

Contributions may be invested in any combination of the investment options available under the Plan in increments of 1 percent.

You may change your investment election at any time by contacting Putnam Investments or through the web site (go to "My Accounts," and then click on "Allocation Change" on the left side bar menu). Your change or the closing price the following day, depending on the time of day you call.

Separate funds have been established to account for before- and after-tax Series E and EE U.S. Savings Bonds purchased while participating in a prior plan (Rockwell Hanford Operations Plan). You may not make future contributions to these funds.

Before-tax bonds may be transferred to any of the other investment funds within the Plan at your request. If such a transfer is initiated, all bonds must be moved. No partial transfers are allowed. The transfer is effective approximately two months after the request. After-tax bonds cannot be transferred but can be left in the Plan or withdrawn as desired.